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Not enough money while in school

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Posted by Juliet Smith on November 23, 2009 at 7:28 AM

I am a sophmore in college, I have full-time classes and go to work with what used to be full-time, thanks to the recession I work part-time now. Now i am not making enough money and can not figure out how to arrage my time so I can get a second job and still go to school. I was looking at scholarships and I don't qualify for a lot of them and some of them I can not get till next semster after i do my FASFA anyways, and I need money now not three months from now. I do not know what to do, help please!!!

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  • Posted by Toni on February 14, 2010 at 10:42 PM
As an RA, you can't usually have another job. Also, there are more obligations that go with. I'm applying at my university for next year and I'm taking 18 hours this semester so I can make sure that I will only have to take 12 hours a semester next year.
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  • Posted by Toni on February 14, 2010 at 10:40 PM
Look for jobs on campus! I'm almost certain that if you work on campus while enrolled in school, you don't get taxes taken out! That's what I'm doing now and it's amazing! Number one, they realize that school comes first and that it's the main reason you're at school; and, number two, I get $9/hr with no taxes taken out!
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  • Posted by Anonymous on February 13, 2010 at 9:01 PM
You gotta realise with selling your eggs, its an extremely painful process and does damage to your body, my aunty went through it just to help my other aunty have kids
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  • Posted by Anonymous on December 30, 2009 at 11:29 AM
One other thing I thought about... you can look into becoming an RA. When you become one, your room and board is automatically paid for you and plus you might get a paycheck. All you have to do is hang out in your dorm.
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7K for eggs?! Where do I sign up?!

holy crap. I'm sorry I don't have any other advice for you other than what one girl said about finding a full time job and quitting your part time job, or talk to them and tell them you need more hours, ask coworkers if you can pick up some of their shifts.
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TUTORING! When all else fails, tutor. Find as many tutoring agencies you can nearby or see if you qualify for any online tutoring or if you are confident enough, you can put ads up around your school and just tutor on your own. There are websites that help you get clients if you are a "self-employed" tutor.

Look for as many scholarships as possible. Talk to your financial aid advisor and try to wring as much info as she will give you. If your school has a career center, sometimes they get scholarships, as well.

And woah, love Geekette's advice! :) That's where tutoring came from... finding something your'e good at and making money from it. If you're good at math, help others do it. If you're good at what Geekette does, then help others do it! If you're good at dancing, get gigs or give lessons. Into webdesign? You can teach yourself how to make sites and sell them. There are even people who are addicted to farmville who have learned how to make REAL money with it (providing people with neighbors, gifts, etc...). Whatever it is you're good at, there is usually SOME way to make money out of it.
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One way that I helped pay for my school was by helping my friends apply for jobs. I would do the job search homework, help them with their resume, help them practice interview questions, and make them write thank you notes after the job interviews. I had 100% success rate and would charge $100 (depending on the person and their financial position) and ask for dinner to celebrate if they got the job!

Even if that's not your thing, I agree you should find something you're great on and maximize that!

As far as scholarships go...find local scholarships (through the Career Center, etc)...the key is to apply to the ones that people don't know about. You instantly become more competitive if only a handful of people know about it (versus nationwide scholarships.) Look for the one's offered from local companies.

Also some companies offer an educational match program, they'll help you pay for school by matching what you're paying or a percentage. Get a job where that's offered!

Another way to make school more affordable is to reduce the amount of money you're currently spending.

1 - Email Coupons: Instead of never eating out, sign up for restaurants and stores' email subscriptions (http://geekettebits.com/save-money/geekettes-the-top-8-mailing-lists-to-join/). Not only will you get FREE gift cards/additional coupons on your birthday, you'll also get mail coupons and freebies throughout the year! Sign up for anything you can think of (clothing, restaurants, etc.)

2 - Reduce Mobile Costs: What's your cell phone bill like? You can get a FREE google voice number (http://geekettebits.com/technology/wow-google-you-talking-to-me/) that allows you to forward calls to your phone to your computer, saving weekday minutes! You can also get voicemail (which are transcribed and sent to you via email) and can send and receive txt messages (finally...unlimited txts!)

3 - More Online Deals: I post a lot of great deals and coupons on my website...I find a lot of there on buxr.com (http://geekettebits.com/information/buxr-hot-deals-this-week/) and they have tons of coupons and freebies!!

I hope this helps - if anyone EVER needs help finding deals, cool websites, shoot me a message! Never pay retail again!
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papers round here in FL suck, i know a lot of people that do that, I did look into it though and it is not a very good option, you have to go out at 1 in the morning. I'm get into a car accident driving that early. thank you though
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I don't weigh enough to give blood (you have to be 110lbs and I'm 96 lbs) so i doubt I'll be able to give that but eggs i will def. look into thank you
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I get so much per semester, other loans i need a co-signer and I don't have anyone with good enough credit to do that for me
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